Salvation Army Debt Advice Centre

Salvation Army



We help people get a handle on what they owe and work alongside them to make a realistic plan for repaying their debts.

Our free debt advice service can contact creditors on a person’s behalf to explore and negotiate options like repayment holidays and more realistic repayment plans.

Our debt advice centres support people with debt ranging from a few thousand pounds to many tens of thousands of pounds.


Available In
  • Knowsley
Available to Age Groups
  • No Restriction
What we can help with
  • Help and advice about money and debt issues
  • Someone to talk to

Additional Information

What do we do?

We work with our clients and creditors in a number of ways:

  • Understanding the level and type of debt
  • Reviewing our clients’ financial situation to find ways to raise income and reduce expenditure
  • Developing and agreeing a realistic debt solution’
  • Negotiating with creditors on behalf of our clients to freeze any existing interest payments and agree a mutually acceptable payment plan
  • Supporting our clients during the repayment process and renegotiating the plan should circumstances change
  • Providing money education to help change habits and minimise the chance of debt recurring in future

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