Money & Debt Advice




Pennysmart CIC are a social enterprise set up to promote financial resilience amongst those most at risk of financial crisis in disadvantaged communities.


Available In
  • Cheshire West and Chester
Available to Age Groups
  • No Restriction
What we can help with
  • Help and advice about money and debt issues
Available to these Groups
  • All Groups

Additional Information

We provide budgeting, benefits and regulated debt advice & casework services across Cheshire, Wirral, Halton, Sefton, Knowsley & St Helens and N Wales. Our service is delivered remotely via telephone and/or digital such as email, zoom, Whatsapp etc. this can be a preferred channel for some suffering mental health issues and enables clients to access help without having to leave their homes. We help clients to make ends meet, pay their bills on time, claim their full entitlements, put a little aside for emergencies, deal with problem debt and feel better about their money.

We are regulated by the FCA No 618817, are licensed DRO and Breathing Space intermediaries and hold the AQS quality mark for telephone advice and casework support.

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