Money & Debt Advice




Pennysmart CIC are a social enterprise set up

to promote financial resilience amongst

those most at risk of financial crisis in

disadvantaged communities.

By providing budgeting, benefits and regulated

debt advice & casework services across Cheshire, Wirral, Halton, Sefton, Knowsley & St Helens

and N Wales. Our service is delivered remotely

via telephone and/or digital such as email,

zoom, Whatsapp etc. this can be a preferred

channel for some suffering mental health issues

and enables clients to access help without

having to leave their homes. We help clients to

make ends meet, pay their bills on time, claim their

full entitlements, put a little aside for emergencies,

deal with problem debt and feel better

about their money.

We are regulated by the FCA No 618817, are licensed DRO

and Breathing Space intermediaries and hold the AQS quality

mark for telephone advice and casework support.


Available In
  • Cheshire West and Chester
Available to Age Groups
  • No Restriction
What we can help with
  • Help and advice about money and debt issues
Available to these Groups
  • All Groups

Additional Information

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