Budgeting Loans

DWP (Department of Work & Pensions)

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Overview

If you have been getting one or more of these benefits for the past 6 months you may be entitled to claim a budgeting loan:

  • Income Support
  • income-based Jobseeker’s Allowance
  • income-related Employment and Support Allowance
  • Pension Credit

If you moved from Universal Credit to Pension Credit, any time spent claiming Universal Credit will count towards the 6 months.

Details

Available to Age Groups
  • No Restriction
What we can help with
  • Help to get household items and clothing

Additional Information

A Budgeting Loan can help pay for:

  • furniture or household items (for example, washing machines or other ‘white goods’)
  • clothes or footwear
  • rent in advance
  • costs linked to moving house
  • maintenance, improvements or security for your home
  • travelling costs within the UK
  • costs linked to getting a new job
  • maternity costs
  • funeral costs
  • repaying hire purchase loans
  • repaying loans taken for the above items

You’re only eligible for a Budgeting Loan if you’ve been on certain benefits for 6 months.

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